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Tuesday, November 12th 2024

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Canadians | Tagged Posts

2020
19
November
Can Canadians get coverage for COVID-19 when traveling?

Question:

Profile picture of Gillian

Gillian

Can Canadians get travel insurance for travelling outside of Canada now? With whom? With or without coverage for covid related issues.

Humans say...

Profile picture of Chris

Chris

Hi Gillian,
These are the 3 (possibly 4) options I've seen for travel insurance with medical coverage for COVID-19.
http://ydeals.com/where-canadians-can-travel...
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1) Seven Corners - a U.S. insurance agency that will also insure Canadians and offers medical insurance plans that cover COVID.
www.sevencorners.com
Their Liaison Travel Plus plan specifically mentions medical coverage for COVID worldwide.
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2) Trawick International's 'Safe Travels International Cost Saver' plan.
www.trawickinternational.com
Trawick claims that COVID-19 expenses are covered and treated as any other sickness.
However, Trawick explicitly mentions that travel to the United States is *not* covered.
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3) Medipac's 'Early Bird Special' plan.
www.medipac.com
Medipac is the official insurance provider for the Canadian Snowbird Association and they've announced that their 'Early Bird Special' plan provides coverage for COVID-19 medical claims.
You can find the details in this PDF file. The Medipac website seems pretty terrible, and all Google roads for the 'Early Bird Special plan' seem to lead to snowbirds.org or calling for more info.

Profile picture of Ken

Ken

Chris I just emailed them and spoke to an online agent. They cover Covid 19.
https://purchase.sevencorners.com/policy.../HW757PH/HGPT8EH/
PURCHASE.SEVENCORNERS.COM
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Profile picture of Chris

Chris

Thanks Ken! I've heard from a few Canadians now that have had luck with Seven Corners for COVID19 coverage.

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Natalie

Aileen Shein Lalonde Insurance

Profile picture of Garret

Garret

I always check London drugs. They have 0 deductable for less than anyone else

Profile picture of Linda

Linda

you may need to check - the travel insurance places I checked with said that as long as the canadian gov't is saying "emergency travel only" covid related illness is not covered, but it would be covered otherwise so as usual, check the fine print ...

Profile picture of Chris

Chris

Yep, this is the case right now for the vast majority of insurers. The 3 mentioned at the top are possible exceptions.

Profile picture of Linda

Linda

Chris possible is the key. The devil is always in the details...and thanks for doing the research on this issue. Once again this forum provides a great info resource.

Profile picture of Mandi

Mandi

As far as I know yes you can get it but it will NOT cover any covid related sickness. Check out Alianz travel insurance

Profile picture of Natalie

Natalie

Monica something to look into ?!

Profile picture of Jag

Jag

You can get coverage however no insurance company will cover covid related issues

Profile picture of Joyce

Joyce

Thanks everyone for providing their researched information. Good to know even though I will wait till the risk is low to travel, always a must to have a backup plan.

Profile picture of Gillian

Gillian

Thank you everyone. I found also that Allianz will give insurance coverage, not covid coverage though.

Profile picture of Melissa

Melissa

The answer is no. Pretty sure all ins companies wrote that into the fine line.... No coverage for anything covid related.
I see I'm wrong. Still. I don't trust em. They'll find a way to weasel out

Profile picture of Paula

Paula

Gillian There is a company that offers . My SIL purchased it . MSH International Canada - LivExpat Proposal
Philippe Tourigny-Cardin
SR. LICENSED ADVISOR, INSURANCE SOLUTIONS
[email protected].
TOLL-FREE
+1 800 360 3234
However you must ask for Philippe

Profile picture of Chris

Chris

Thanks Paula, I've seen a few other people mention MSH when this question has come up.

Profile picture of Troy

Troy

this was mentioned in another forum , i havent used it so cant recommend
https://www.insubuy.com/
INSUBUY.COM
Visitors insurance for relatives visiting USA, international travel medical insurance for tourists, international students, exchange visitors, new immigrants and travel insurance

Profile picture of Dave

Dave

BCAA

Profile picture of Wayne

Wayne

Msh international

Profile picture of Don

Don

As a retired Cdn insurance broker I am fairly confident that travel with Covid coverage is not available. Please remember that if you contract Covid you just can’t jump on a plane and come home. Imagine a one month stay in a US hospital.

Profile picture of Glenn

Glenn

Medipac has a good plan

Profile picture of Cindy

Cindy

Canadatousa has coverage for canadians even with the travel ban on in canada ! I have researched and phoned many many places this is the only 1 that I have found. A usa company..run by canadians...ex vancouver canucks player Darcy Hardichuk
A little pricey
45 days was $800 us

Profile picture of Chris

Chris

Just an update on this, there are now 8 insurance companies that are offering covid-19 medical insurance...
https://ydeals.com/#covid19insurance
Certain countries (Dominican Republic), airlines (Emirates, Virgin Atlantic), and tour operators (air canada vacations) are also starting to include covid-19 insurance for free.
YDEALS.COM
Ydeals.com :: Canada's Travel Deal Community

Profile picture of Jackie

Jackie

I use Trawick International. They cover for covid related issues but not pre-existing conditions. Very reasonable rates!


A.I. says...

AI Profile Pic

Can Canadians Get Travel Insurance for Travelling Outside of Canada Now?

Yes, Canadians can get travel insurance for travelling outside of Canada now. However, it is important to note that not all travel insurance policies are the same, and some may not provide coverage for COVID-related issues.

Which Travel Insurance Providers Offer Coverage for COVID-Related Issues?

The following travel insurance providers offer coverage for COVID-related issues:

  • Manulife
  • Sun Life Financial
  • TD Insurance
  • RBC Insurance
  • iA Financial Group

What Does COVID-Related Coverage Include?

COVID-related coverage typically includes the following:

  • Medical expenses if you get sick with COVID-19 while travelling
  • Emergency medical evacuation if you need to be transported back to Canada for medical treatment
  • Quarantine expenses if you are required to quarantine due to COVID-19
  • Trip cancellation or interruption if your trip is cancelled or interrupted due to COVID-19

How to Get Travel Insurance for Travelling Outside of Canada

To get travel insurance for travelling outside of Canada, you can:

  • Purchase a policy from a travel insurance provider
  • Add travel insurance to your existing home or auto insurance policy
  • Purchase travel insurance through your credit card company

How Much Does Travel Insurance Cost?

The cost of travel insurance will vary depending on the following factors:

  • The length of your trip
  • The destination of your trip
  • Your age
  • Your health
  • The type of coverage you want

Generally speaking, travel insurance will cost between 4% and 10% of the total cost of your trip.

Is Travel Insurance Worth It?

Whether or not travel insurance is worth it depends on your individual circumstances. However, it is always a good idea to have travel insurance in case of unexpected events, such as getting sick or having your trip cancelled.



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